When a parent or guardian pays for league fees for their child to play minor sports, part of that fee goes to insurance. It is generally known that this insurance covers catastrophic incidents like death and very serious injury, but what is less well known is that it also covers athletic therapy for most major sports. If the injury occurs in a sanctioned practice or game, the injury is eligible for athletic therapy coverage by the insurer. The major provincial sports organizations that cover athletic therapy are listed on this page.

The parent must notify the insurance company within 30 days of the injury and must bring the child in to see the doctor within 90 days of the injury and have the requisite forms completed by the family doctor and sent to the insurer in order to claim fee reimbursement. See instructions below regarding viewing and printing claims forms.

Physician’s forms for most sports injuries are on-line here and for hockey players